ATTORNEY ADVERTISING
LAW GROUP PLLC
STAEVEN HILL LAW GROUP, PLLC
At Staeven Hill Law Group, PLLC our sole focus is on helping individuals, families and small businesses. We have built a reputation for success, and represent our clients in group and individual cases nationwide including; Bankruptcy, Foreclosures, Real estate settlements, General Representation of Individuals and Businesses, Consumer and Business Debt Negotiation, Mortgage Negotiation, and Foreclosure Defense. Staeven Hill Law Group, PLLC is national firm in scope, however we provide our clients with access to a level of individualized professional legal representation previously available only to large corporations.

Staeven Hill Law Group, PLLC, is a law firm with a nationwide network of attorneys providing a broad array of legal services to individuals and businesses throughout the United States. This network of attorneys has a wide range of legal backgrounds and experience, and has been providing legal services as members of small, medium and large law firms. With over one hundred years of combined experience, These attorneys have come together as a group to operate as a professional corporation and address the full spectrum of their clients' needs.
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OUR PRIVACY POLICY CHANGES FROM TIME TO TIME. PLEASE CHECK BACK FOR UPDATES

We take our ethical responsibilities and your privacy seriously at Staeven Hill Law Group, PLLC. We have a strong commitment to providing excellent service to all our customers and visitors of this Web site, including respecting your concerns about privacy. This Privacy Policy discloses how we collect, protect, use and share information gathered about you on our website. If you use this site you explicitly agree to the terms and conditions of the Privacy Policy in effect at the time of your use. We hope that this disclosure will help increase your confidence in our website and enhance your experience on the Internet. Therefore, in compliance with industry standards and regulations enforced typically by the Federal and State Governments, we abide the following privacy policy.

Browsing

This website does not collect personally identifiable information from your computer when you browse this website and request pages from our servers. This means that, unless you voluntarily and knowingly provide us with personally identifiable information, we will not know your name, your email address, or any other personally identifiable information. We may use IP addresses, browser types and access times to analyze trends, administer the site, improve site performance and gather broad demographic information for aggregate use. When you request a page from our website, our servers log the information provided in the HTTP request header including the IP number, the time of the request, the URL of your request, and other information that is provided in the HTTP header. We collect the HTTP request header information in order to make our website function correctly and provide you the functionality that you see on this website. We also use this information to better understand how visitors use our website and how we can better tune it, its contents and functionality to meet your needs.

Information We Collect and Its Uses

We collect your personal information if you decide to purchase one of our products or retain our services, participate in our affiliate marketing program, subscribe to our newsletter, complete an application form, participate in one of our surveys or transact other business with us. We need to collect personally identifiable information from you to execute the requested transaction, provide you with a particular service, and/or to further enhance your account. At anytime, we may ask you to voluntarily supply us with additional information needed. We will ask you for information such as, but not limited to: name, current and/or billing address, your e-mail address, telephone number, your Social Security number and certain other personal information, such as your date of birth, address, employment information, and certain credit card and loan account information. We may use your email address to send a confirmation and, if necessary, we might use the other information to contact you for help in processing.

In addition, when you provide contact details for transaction requests such as scheduling an appointment or requesting a proposal, we may use the contact information to keep you updated about future offers or promotions unless you opt-out online or otherwise notify us. Under no circumstances will Staeven Hill Law Group, PLLC sell or share your personal information with any person or organization (“third party”) except: as authorized by you, our participating lenders, agents, and debt management firms depending on the application you fill out and the information you request.

We may also use the information we collect about you in order to, but not limited to: • learn more about your interest in the products or services we offer and provide you with information; • enroll customers who desire our services • open customer files and establish their accounts • provide customer service • negotiate settlement of our customers’ debts (according to the terms and conditions of their written agreements) • learn how to improve our products or services • provide opportunities for our affiliates and other companies to inform you about the products or services they offer that may interest you • to share aggregated statistical data with our business partners or for public relations. For example, we may disclose that a specific percentage of our users are between the ages of 25 and 35. This information is not disclosed to third parties.

Disclosure of Information to Participating Providers of Services

We may disclose a consumer’s personally identifiable information in order to effect or carry out any transaction that you have requested of us or as necessary to complete our contractual obligations with you. WE RESERVE THE RIGHT TO SELL, RENT OR TRANSFER YOUR PERSONAL INFORMATION TO our participating providers, as authorized by you, which include: lenders, agents, and debt management firms FOR ANY PURPOSE IN OUR SOLE DISCRETION. We prohibit the sale or transfer of personal information to non-affiliated entities for their use without giving you the opportunity to opt-out (See Opt-Out below). We may share your personally identifiable information with affiliated companies that are directly or indirectly controlled by, or under common control of Staeven Hill Law Group, PLLC. We may send personally identifiable information about you to non-affiliated companies that are not directly or indirectly controlled by, or under common control of, Staeven Hill Law Group, PLLC. The personal information collected on this site and by participating providers will be used to operate the site and to provide the services or products or carry out the transactions you have requested or authorized. We may change or broaden the use of your personal information at any time. We may use your personal information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, banner advertising, and other possible uses.

Choice/Opt-out

We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference by emailing or calling us per the information contained on our contact page.

If you no longer wish to receive our newsletter, you may opt-out of receiving it by following the instructions included in each newsletter or communication or by emailing or calling us per the information contained on our contact page.

Additional Service Providers

We may use affiliates or contractors to provide certain clerical and information processing and shipping services on our site. When you sign up for our services, we will share only as much information as is necessary for the provision of those services.

These parties are prohibited from using your personally identifiable information for any other purpose.

Securing the Transmission and Storage of Information

The security of your personal information is extremely important to us. We employ generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.

Our site uses security technology to protect information you provide to us through the site when entering sensitive information.

After information reaches Staeven Hill Law Group, PLLC, it is stored on a secure server that resides behind firewalls designed to block unauthorized access from outside of Staeven Hill Law Group, PLLC. You can help to maintain the security of your online transactions by not sharing your personal information with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure. (Example: any information you provide us by email is not encrypted) Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about the security on our Web site, please feel free to e-mail us.

Log Files

As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and click stream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. We do not link this automatically-collected data to personally identifiable information.

Cookies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site.

We use session ID cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close you browser. If you reject cookies, you may still use our site, but your ability to use some areas of our site, such as contests or surveys, will be limited.

Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies.

This privacy statement covers the use of our cookies only and does not cover the use of cookies by any advertisers.

Clear Gifs (Web Beacons/Web Bugs)

We employ a software technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We do not tie the information gathered by clear gifs to our customers’ personally identifiable information.

We use clear gifs in our HTML-based emails to let us know which emails have been opened by recipients. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns. If you would like to opt-out of these emails, please contact us.

Links to Other Sites

This Web site may contain links to other sites such as our affiliates which are not owned or controlled by us. Please be aware that this privacy policy only addresses our company’s use and disclosure of your information collected on this site.

While we try to link only to sites that share our standards and respect for privacy, we are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the applicable privacy policies and terms of conditions of each and every Web site that collects personally identifiable information.

This privacy statement applies only to information collected by this Web site.

Co-branded sites

We may be co-branded with "partners and affiliates". These business to business relationships are helpful to us and to you as they afford all concerned with greater product and service opportunities. We always provide opt-out opportunities regarding the sharing of your information with such partners and affiliates. Please note the sites linked to our site are governed by their own privacy policies which may or may not reach the standards set by our company.

Access to Personally Identifiable Information

If your personally identifiable information changes, or if you no longer desire our product or service, you may correct, update, delete or deactivate same by emailing our Customer Care by contacting us by telephone or postal mail at the contact information listed below.

Customer Care

If you send us correspondence, including e-mails and faxes, we may retain such information in your customer file. Information you give us over the telephone may be noted for your file. We may also keep copies of any correspondence sent to you. We retain these records in order to provide the products and services you have requested and to measure and improve our customer service. We may, over time, delete these records as permitted by law. Phone calls may be recorded or monitored for customer satisfaction purposes.

Based upon the personally identifiable information you provide, we may communicate with you to provide the services you request, and to manage your account. We may communicate via email or telephone, in accordance with your wishes.

Legal Disclaimer

We reserve the right to disclose your personally identifiable information, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas, to enforce our Legal Notices or other agreements, or to protect our rights, property or safety or the rights, property or safety of our users or others (e.g., to a consumer reporting agency for fraud protection etc.).

Business Transitions

In the event our company goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via e-mail and/or a prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.

Changes to this Privacy Statement

We reserve the right to modify this privacy statement at any time. We will not jeopardize your privacy. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this privacy statement.

We encourage you to check our site frequently to see the current privacy statement to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Contact Us

If you have any questions, comments, complaints or suggestions regarding our privacy policy or our website, please contact us at: customercare[at]debtamerica.com

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS

This privacy statement applies only to information collected by this Web site.

Co-branded sites

We are, and/or may be in the future, co-branded with "partners and affiliates". These business to business relationships are helpful to us and to you as they afford all concerned with greater product and service opportunities. We always provide opt-out opportunities regarding the sharing of your information with such partners and affiliates. Please note the sites linked to our site are governed by their own privacy policies which may or may not reach the standards set by our company.

Access to Personally Identifiable Information

If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate same by making the change on our member information page or by emailing our Customer Support by contacting us by telephone or postal mail at the contact information listed below.

Security

The security of your personal information is extremely important to us. We employ generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.

You can help to maintain the security of your online transactions by not sharing your personal information or password with anyone. Remember, no method of transmission over the Internet, or method of electronic storage, is 100% secure. (Example: any information you provide us by email is not encrypted) Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about the security on our Web site, please feel free to e-mail us.

Business Transitions

In the event our company goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via e-mail and/or a prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.

Changes to this Privacy Statement

We reserve the right to modify this privacy statement at any time. We will not jeopardize your privacy. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this privacy statement.

We encourage you to check our site frequently to see the current privacy statement to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Contact Us

If you have any questions, comments, complaints or suggestions regarding our privacy policy or our website, please contact us at: info@helpamericanow.org.



“This section is designed as a resource to help you thru the loan modification process. Many times it is best to contact your bank or loan servicer first. If you have not made any progress or want a professional on your side then use our site to get contacted by a loan modification professional. Should you want to go directly to your bank/servicer we have provided most major bank and loan servicers information for you. A list of lenders and banks that our partners work with:

American Home Mortgage: American home mortgage goes by a few different names; American Home Mortgage, American Home Mortgage Corp and/or American Home Mortgage Servicing. They also have the abbreviation of Ahmsi. Their website can be found at www.ahmsi3.com. Either call them or use our site to get help with Ahmsi loan modification.

ASC Loan Modification: ASC also goes by several other names; Asc Loan Modification, ASC mortgage or their website can be found www.ascservicing.com or either call them or use our site with ASC servicing loan modification

Banco Popular: Bancopopular Their website can be found at www.mypopularbanking.com / www.bancopopular.com or give them a call or use this site to try and get banco popular loan modification

EMC Mortgage Corp: EMC Mortgage Corporation is also known as EMC Mortgage servicing, their website can be found at www.emcmortgagecorp.com / emc.com or give them a call. You can also use this site to help and get an EMC loan modification / EMC Mortgage Modification

1st Franklin Financial: First Franklin Financial is also known as first Franklin, First Franklin Loan Services, FrankFranklin, and First Franklin Mortgage, Their website is www.1ffc.com or call them by phone. You use this website to help and try to get a first Franklin loan modification.

GMAC Mortgage: GMAC website is www.gmacmortgage.com / www.gmac.com or give them a call. You can use this website to try and get a expert help get a GMAC Loan/Mortgage Modification.

HSBC: HSBC Mortgage is also knows as HSBC Mortgage Services, Their website www.hsbcmortgageservices.com or give them a call, your more than welcome to use this site to help getting a HSBC Loan Modification.

Indy Mac Mortgage: Indy Mac bank is also known as Indie Mac Mortgage, Indy Mac, indymac mortgage services, their website is www.indymacmortgageservices.com or you can call them. You may use this website to try and get a Indy Mack Bank Loan Modification.

Litton Loan Servicing: Litton Loan website is www.littonloan.com or give them a call. You can use this site recourse to try and get a Litton Loan Modification.

New Century Mortgage Corporation: NewCentury mortgage website is www.newcenturymortgage.com or give them a call. You may use this site resource to try and get a New Century Loan Modifaction.

Ocwen Loan Servicing; Ocwen Mortgage website is www.ocwencustomers.com, or give them a call. You can use this site resource and try to get a Ocwen Loan Modification.

One West Bank: 1 west bank website is www.owb.com or you can give them a call. Or use this site recourse to try and get One west loan modification

Saxon Mortgage: website is www.saxononline.com yet some look up www.saxon.com. You can call Saxon or use this sites recourse to try and get a Saxon mortgage loan modification.

Select Portfolio Servicing: select portfolio website www.spservicing.com or give them a call. You may use this site resource to try and get Select Portfolio Servicing Loan Modification. sls mortgage website is www.sls.net.

Sps Servicing website is www.spservicing.com

Wells Fargo Bank: Wells Fargo Mortgage, Their website is www.wellsfargo.com, or gives them a call. You may use this website resource to try and get a Wells Fargo Loan Modification or try; you can let an expert explain about Wells Fargo Modification paper or modification package. You can ask them about Wells Fargo Short sale. Ask the expert about Wells Fargo Loan Modification Programs.

Wilshire Credit Corp: Wilshire Loan or also known as Wilshire Credit, Wilshire Mortgage has several site you can go to www.wcc.ml, www.ml.com, wwwl.wcc.ml.com, or give them a call. You may use this site resource to try and get and get a Wilshire Loan Modification.

Argent Mortgage: website is www.argentmortgage.com or give them a call, you may use this site recourse to try and get a argent mortgage loan modification, American servicing company.

Aegis Mortgage Corporation: Aegis loan servicing website is www.aegismtg.com aegismtg or give them a call, you may use this site resource to try and get an Aegis Mortgage Loan Modification.

Bank of American: Bank of American Mortgage has several Bank of American Loan Modification programs or Bank of American Loss mitigation options, you can also find out about Bank of American Short Sales, B of A website is www.bankofamerican.com or call Bank of American Phone Number. You may use this site resource to speak with a loan modification expert, they can help with. Fill out Bank of American Package.

Bayview Mortgage: Bayview loan servicing or also called bayview financial mortgage, website is www.bayviewassetmanagement.com. You can also use this site recourse site to help try getting a Bayview mortgage modification. Beneficial.

Chase Bank: Chase Home Mortgage is known as several names, Chase Home Finance, Chase Home Loans, Chase Mortgage, Chasemortgage, Chase website is

Citi Bank Mortgage: Citi Mortgage, City website is www.citimortgage.com or give Citi Bank call. You also may use this site resource to help get a Citi Loan Modification. Ask an expert about Citi Bank Short Sale options.

Citi Financial: CitiFinancal Mortgage is the same as Citi Bank, ask aboit CitiMortgage Modification, citi modification, some people spell it as City bank or City Bank Mortgage .

Flagstar Mort gage; Flagstar bank website is www.flagstar.com or give them call. You may use this site resource to help get a Flagstar loan modification.

Nation Star: Nation Bank website is www.nationstarmtg.com, or give them a call. You may use this site resource to help with Nation Star Loan Modification

Sun Trust Bank: Sun Trust Mortgage website is suntrustmortgage.com or give them a call. You may use this site resource to help with Suntrust Loan Modification

US Bank: Us Bank Loan Servicing, us bank mortgage website is www.usbank.com or give them a call. You may use this site recourse to help get a US Bank Loan Modification. Also known as US Bank Mitigation or US Bank Short Sale Department

Wachovia Bank: Wachovia Mortgage website is www.wachovia.com or give them a call. You may use this website recourse to help with Wachovia loan Modification. An foreclosure expert can help will out Wachovia Loan Modification Package”